Regulatory Law in Financial Technology

Our department specialising in regulatory affairs in financial services technology comprehensively addresses the needs of clients within the technology industry, particularly fintechs and insurtechs that utilise technology and innovation to develop or facilitate the use of financial products and services.

With a multidisciplinary approach, our team is highly skilled in providing regulatory advisory services to companies employing BaaS (Banking as a Service) solutions, partnerships with banking correspondents, credit fintechs, payment institutions, payment initiators, insurers, insurance service initiators, financial institutions, and participants in Open Finance and Open Insurance.

We act as legal advisors in the establishment of financial entities already under supervision or in seeking assistance to obtain authorisations from regulatory bodies.

Our expertise also includes:

• Advising on structured operations in Brazil and abroad;
• Providing guidance and drafting internal policies;
• Legal counselling and support for capital raising in Brazil and internationally;
• Structuring operations for offering financial services and products;
• Mergers, acquisitions, and associations involving financial system companies;
• Advisory on payment systems, PIX, central bank digital currencies (DREX), credit and debit cards, etc.;
• Administrative proceedings before the Central Bank of Brazil (Bacen) and SUSEP;
• Other legal services related to insurance and financial technology.